How Much Loft Insulation Do I Need?

270mm is the current UK recommended minimum depth. Most homes built before 2000 have significantly less than this.

Current Recommendations

UK Building Regulations (Approved Document L) recommend a minimum of 270mm of mineral wool loft insulation for new installations. This has been the recommendation since around 2002 — properties built or insulated before then are very likely to be underinsulated.

Common scenarios we find during surveys:

  • Pre-1990 homes: often have 50–100mm, installed under older standards
  • 1990s homes: may have 100–150mm installed to then-current standards
  • Post-2002 homes: should have 270mm, but may not if insulation has settled
  • Many properties have no insulation at all, particularly those with older access issues

Quick check: Look into your loft hatch. If the insulation doesn't reach above the joists (typically 100mm), a top-up is definitely recommended. If it's level with the joists, you still likely need an additional layer on top.

How to Measure What You Have

Look in the Loft Hatch

A simple visual check tells you a lot. If you can see the tops of the joists, you're almost certainly underinsulated.

Use a Ruler or Tape Measure

Push a ruler into the insulation next to a joist. Note the total depth. 270mm is around 10.5 inches — roughly the depth of two standard loft insulation rolls laid on top of each other.

How 270mm Is Achieved

270mm of insulation is installed in two layers:

First Layer (between joists)

100mm laid between the joists in the direction they run. This fills the joist depth and forms the base layer.

Second Layer (across joists)

170mm laid at right angles across the joists. This covers the thermal bridge created by the joists themselves and brings the total to 270mm.

Important: Do not compress the insulation. Mineral wool insulation works by trapping air in its fibres. Compressing it reduces its effectiveness. Ensure both layers are laid flat and uncompressed.

Types of Loft Insulation

Mineral Wool Rolls

The standard and most cost-effective option for accessible lofts. Easy to install, widely available, good thermal performance. Recommended for most properties.

Loose-Fill (Blown)

Better for irregular loft spaces, awkward shapes or covering existing insulation. Can be machine-blown to achieve consistent depth. Suitable for both DIY and professional installation.

Rigid Boards

Used where the loft space needs to be usable (boarding over) or where standard rolls aren't appropriate. More expensive but provides a solid surface. Also used for sloped roof sections.

Can I Top Up Over Existing Insulation?

In most cases, yes. If your existing insulation is dry, undamaged and not contaminated, a top-up layer is perfectly acceptable and is the most cost-effective approach.

Removal of old insulation is needed if:

  • The existing material is wet, damp or mouldy
  • The loft has evidence of pest activity (rodents nesting in insulation)
  • The material contains asbestos (present in some very old installations — suspect if material looks like grey loose fibres)
  • The existing depth is very thin and riddled with gaps or voids

We inspect existing insulation during the survey and advise whether topping up or full replacement is appropriate.

Asbestos note: If your property was built before 1980 and has loose grey fibre-like insulation in the loft, do not disturb it. Contact us or an asbestos specialist before any work is carried out. Mineral wool (modern) is white/yellow and very fibrous; asbestos loose fill looks different and older.

How much does loft insulation cost? →

Book a Loft Insulation Survey

We'll check your existing insulation, confirm the right depth and provide a fixed quote. Covering North East England, Cumbria and the Scottish Borders.